Anna Jamison-Smith
New Home Sales Assistant
Anna is a rising member of the Omega sales team, passionate about creating an exceptional customer experience and helping homebuyers find a home and community they love in Central Texas.
Thinking about moving to Temple, Texas? Here are 5 things you should know about what's changing for local residents in 2027:
- The cost of living is below the national average
- Temple compares favorably for safety
- The average City of Temple property tax bill is expected to decrease
- Temple offers a wide range of outdoor parks, including water features, and continues to invest financially in parks & recreation
- New homes are available from the low $200s in Temple , with $0 down opportunities for qualified buyers
1. What is the cost of living in Temple, TX?
The overall cost of living in Temple, TX is over 12% below the national average for homeowners, making it an attractive option for buyers looking for affordability without giving up access to everyday conveniences.
Housing is one of the biggest advantages, with a variety of new construction options available at different price points. As Temple continues to grow, the City is also investing in roads, infrastructure, public safety and community amenities to support its growing population.
2. Is Temple, TX a safe place to live?
According to CrimeGrade.org, Temple's 76502 ZIP code ranks in the 60th percentile for safety, making it safer than 60% of ZIP codes nationwide. CrimeGrade also reports that the area's overall crime rate is lower than both the Texas and national averages.
These investments by the city address both current needs and future growth, helping ensure that Temple remains a place where families can feel confident to live.
3. What are the property taxes in Temple, TX?
Texas does not have a state property tax or individual state income tax. Instead, property taxes are established locally by cities, counties, school districts and other taxing entities.
In 2027, the average City of Temple property tax bill is expected to decrease by approximately $103 per year, based on an average homestead taxable value of $190,512.
Keep in mind that the City of Temple represents only one portion of a homeowner's total property tax bill. School districts, Bell County and other taxing entities establish their own rates, so the total property tax rate varies depending on where a home is located.
4. What outdoor activities are available in Temple, TX?
Temple offers water parks, walking and biking trails, sports facilities, playgrounds and other opportunities to enjoy the outdoors. The city is also within easy reach of popular Central Texas destinations like Belton Lake and Stillhouse Hollow Lake for boating, fishing and other water activities. Popular parks include:
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Crossroads Park - Pickleball courts, baseball and softball fields, tennis courts, soccer fields, walking trails, disc golf and more.
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Temple Lake Park - Belton Lake access, swim beach, boat ramp, playground, picnic areas and grills.
- Lions Junction Family Water Park - Water slides, lazy river, splash pads, swimming pool and children's play areas.
- West Temple Park - Skate park, splash pad, playground, sand volleyball, soccer fields and basketball court.
- Whistle Stop Park - Temple's largest playground, located alongside the railroad tracks where kids can watch passing trains.
Outdoor recreation continues to be a priority as Temple grows. The 2027 budget includes $23.7 million for Parks & Recreation, along with continued work on the City's Parks, Trails and Open Space Master Plan to guide future improvements.
5. Where is the best place to live in Temple, TX?
The best place to live in Temple depends on what matters most to you. Homebuyers may consider factors like school district, commute time, neighborhood amenities, proximity to shopping and healthcare, or home prices.
For buyers interested in new homes in Temple, Omega Builders offers communities throughout the Temple area with homes starting in the low $200s. Our Temple communities include:
🍎 Academy ISD
🌳 Playground
🚗 Convenience
🍎 Belton ISD
💧 Community Pool
🌳 Playground, Soccer Fields, and Walking Trails
🍎 Belton ISD
💧 Community Pool
🌳 Playground, Proximity to Crossroads Park
🍎 Temple ISD
🚑 VA Hospital and Baylor Scott & White
No down payment required and no mortgage insurance - it's easy to qualify!
🍎 Belton ISD
🚗 Convenience
Ready to Make the Move to Temple?
With a cost of living below the national average, continued investment in public safety, infrastructure and recreation, and new homes available from the low $200s, Temple continues to offer an affordable place to call home in Central Texas.
Frequently Asked Questions About Moving to Temple, TX
Is Temple, TX a good place to live?
Yes! Temple offers an affordable cost of living, access to major healthcare employers, outdoor recreation, new home communities and a convenient Central Texas location. The City is also making significant investments in public safety, infrastructure, parks and other services as Temple continues to grow.
Is Temple, TX an affordable place to live?
Yes. The cost of living in Temple is approximately 12% below the national average for homeowners. New homes are also available at a variety of price points, including options starting in the $240s.
What is Temple, TX known for?
Temple, TX is known for its proximity to Fort Hood, the largest single-site employer in Texas, and its convenient location along the I-35 corridor.
Temple is also known for its strong healthcare industry. Baylor Scott & White Medical Center – Temple and the Olin E. Teague Veterans' Medical Center are also major employers in the area.
Is Temple, TX growing?
Yes. Temple continues to grow, and the City is investing in roads, water and wastewater infrastructure, public safety, parks and other services to support current and future residents.
How far is Temple, TX from Austin?
Temple is approximately 65 miles north of Austin along I-35. The drive typically takes less than an hour, although travel time can vary significantly depending on traffic.
What school districts serve Temple, TX?
Homes in Temple may be served by Temple ISD, Belton ISD or Academy ISD, depending on the property's location. Homebuyers should verify the assigned schools for a specific address before purchasing.
Where should I look for a new home in Temple, TX?
The best area depends on your budget, preferred school district, commute and desired amenities. Omega Builders offers new homes in several Temple communities, including Hartrick Ranch, Lakewood Ranch East, Hills of Westwood, Hillside Village and North Point.
