Loan Programs

Discover the Types of Available Home Loans

  • Fixed Rate Conventional Loans: 

Conventional fixed rate loans are available with the stability of a fixed mortgage interest rate throughout the life of the loan.  Fixed rate mortgages are available with 15, 20, and 30 year repayment terms.

  • FHA Loans:

FHA Loans offer buyers new home financing opportunities, at competitive interest rates, and with lower down payments than Conventional Fixed Rate Loans.

  • VA Loans:

The Veterans Administration (VA) provides government-insured home loans to Veterans and Active Duty Military with terms including $0 down payment or mortgage insurance.

  • 5/1 Adjustable Rate Mortgage (ARM):

30-year home loan with fixed payments, at a lower rate, for the first 5 years.  You may consider this type mortgage loan if you intend to sell your home within 5 years of purchase.

  • 10/1 Adjustable Rate Mortgage (ARM)

30-year home loan with fixed payments, at a lower rate, for the first 10 years.  You may consider this type mortgage loan if you intend to sell your home within 10 years of purchase.